We know that ICICI bank is one of the biggest private sector bank and offers various services for customers. ICICI Platinum Chip Credit Card is one of the most popular and the best credit card that ICICI bank offers for customers. Card offers some exciting and amazing discount offers to make online shopping experience easy and beneficial. ICICI platinum credit card offers complete payment flexibility to help them in secure transaction. This credit card is best option for person who look for rewards points, chip based card and reliable transaction facility.
ICICI platinum chip credit card overview
- It is easy to manage.
- Cards is loaded with really amazing offers and features.
- Flexible, safe and convenient.
- True offers without any complications and hidden condition.
- Both visa and MasterCard avail this card.
- Builtin security chip to avoid any financial trap.
ICICI platinum chip credit card benefits
- Purchase fuel of INR 100 and earn 2 rewards points.
- Spend up to INR 50,000 and get complete discount in annual subscription fees.
- Cardholder will get 2.5% discount in fuel surcharge.
- Culinary Treats programme of ICICI Bank offers 15% discounts on your dining bill.
- Buy gifts items, accessories and other useful products and use your earned rewards points.
- 3D security facility to boost transaction security.
Some Other Feature and Benefits of ICICI Bank Platinum Chip Card
- PAYBACK Rewards :- As we know that PAYBACK is one of the biggest multi-partner coalition loyalty programme that offers some amazing offers and rewards facility for cardholder.
- Authentic Security Features :- This card offers some highly configured tools and Technics to avoid any online trap and collision.
- To get more benefits always use your card at Hindustan Hindustan petroleum corporation limited (HPCL).
- Visa avails instant feed back and card replacement facility for card holder when they loose their card in any abroad trip.
Documentation and Eligibility for ICICI Bank Platinum Chip Credit Card
- Applicant minimum age must be 23 Years.
- Applicant Minimum salary must be 25k.
- Applicant must have valid identity proof, address proof and last two must salary slip.
ICICI Platinum Chip Credit Card fees and other charges
- Joining Fees: INR 199.
- Annual Subscription Fees: INR 99.
- Interest Rate: 40.80% annual and 3.80% monthly.
- Card replacement fees : Rs. 100 and Rs 199 for ICICI Bank Expressions Credit Card.
- Charge slip request Fees : INR 100 per charge slip.
- Fee on cash payment at branches : Customer will be charged with Rs. 100 per transaction.
- Cash/ Cheque pick-up fees : Rs. 100.
- Cheque Return Fees : Minimum INR 450 or 2% of amount.
- Charges for over limit : Minimum INR 500 or 2.5% of the amount.
- Withdrawal Limit :- The Credit Limit and Cash Withdrawal Limit are conveyed at the time of conveyance of the Card and are additionally shown in the month to month explanations. Accessible credit point of confinement is ascertained by deducting as far as possible from the Total Credit Limit. On the off chance that the Card Part has profited of any advance inside as far as possible on the card, the exceptional credit sum will likewise be deducted from the Total Credit Limit to touch base at the Available Credit restrain. Money utmost will be a sub-set of credit cutoff and will be NIL for the first hundred and eighty (180) days from the date of issuance of the Card, on select Cards as might be indicated by ICICI Bank. After the expiry of the initial 180 days time frame from the date of issuance of the Card, the money point of confinement will be made accessible to the Card Member by ICICI Bank at its sole attentiveness and on such terms as might be imparted by ICICI Bank occasionally. The Card Member might be qualified for apply for an audit/improvement/review of the credit restrain or potentially money constrain if given by ICICI, endless supply of 12 months of his participation. Changes upon such survey, assuming any, of as far as possible as well as money farthest point will be at the sole attentiveness of ICICI Bank. ICICI Bank should at its sole caution be qualified for survey (counting improvement or lessening) as far as possible as well as far as possible allocated on the Card whenever and just upgrades, assuming any, to as far as possible as well as far as possible, might be affected by ICICI Bank alongside the assent of the Card Member.
Overall, it can be said that this is ICICI platinum chip credit card is one of the best cards for all customers because it offers facility like the discount in fuel surcharge, dining bills all over India.